Four pine trees had crashed through the roof of her apartment, almost hitting two people, and her one-year-old Siamese cat, Molly, was missing.
As Hurricane Michael moved out of the panhandle and into Georgia, the people we spoke with say they're relieved that the worst seems to be over.
- The human cost: Trees crashing through homes killed a man in Gadsen County, Florida, and an 11-year-old girl in Seminole County, Georgia.
Florida's disjointed property insurance system that relies nearly exclusively on small and midsize companies will take a multibillion dollar loss from Hurricane Michael, but has sufficient reserves and backups that providers should be able to pay claims without problems, analysts say.
Disaster agencies in El Salvador, Honduras and Nicaragua reported 13 deaths as roofs collapsed and residents were carried away by swollen rivers.
How powerful was Michael when it hit?
Its rapid intensification caught many by surprise, although the storm later weakened. The storm will spend two to three days over the Gulf of Mexico, which has very warm water temperatures and favorable atmospheric conditions.
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In terms of wind intensity, that made it much stronger than Hurricane Florence, which had winds of 90 miles per hour when it blew ashore in North Carolina last month.
"The historical record, going back to 1851, finds no category four hurricane ever hitting the Florida Panhandle".
THE most powerful hurricane on record to hit Florida's Panhandle has left widespread destruction and at least two people dead as it crossed Georgia toward the Carolinas.
Florida has had more hurricanes in October than in any other month.
Forecasters have said that Michael could make landfall in the Florida Panhandle as a Category 3 storm or possibly greater. Michael is poised to push ashore a "life-threatening" surge of ocean water that will inundate those coastal areas.
Damage in Panama City near where Michael came ashore yesterday afternoon was so extensive that broken and uprooted trees and downed power lines lay almost everywhere.
In Cuba, it dropped more than 10 inches (27 centimeters) of rain in places, flooding fields, damaging roads, knocking out power and destroying some homes in the western province of Pinar del Rio. "We have done everything we can as far as getting the word out", Smith said. "And if not, that they're not in those structures".
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Hurricane warnings have been posted from the Alabama-Florida border to the Suwannee River, just northwest of Cedar Key on Florida's west coast.
"The National Weather Service tweeted Monday: "#HurricaneMichael isn't heading to any one town...
Schools and state offices in the area are to remain shut this week.
About 3,500 Florida National Guard troops were deployed, along with more than 1,000 search-and-rescue personnel, Governor Scott said.
In the early hours of Thursday, Hurricane Michael's maximum sustained winds decreased to 75mph, the NHC said in a bulletin.
The push worked as Citizens' footprint has shrunk by 72 percent, but remains the state's second-largest property insurer with about 420,000 policies - majority in South Florida, far from Michael's damage zone. "Weakening is expected after landfall as Michael moves through the southeastern United States" Wednesday night and Thursday.
The most recent hurricane of any intensity to come ashore along this stretch of coastline was Hermine in 2016.
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